Pooled Trust (Spend Down)

At GRATUS HEALTHCARE CHOICES LLC, we understand how difficult it can be to qualify for Medicaid when your monthly income slightly exceeds the limit. That’s why we assist individuals in setting up a Pooled Income Trust—a safe, effective way to spend down excess income while keeping access to essential care and services.

A Pooled Trust allows you to deposit income above Medicaid’s threshold into a managed account, which is then used to pay for your monthly expenses—such as rent, utilities, food, and other approved bills. We partner with SLC Trust, a nonprofit organization with years of experience, to ensure every client receives reliable, respectful, and compliant service.

How It Helps:

• Maintain Medicaid eligibility even with surplus income.
• Allocate your money to daily essentials like meals and shelter.
• Gain access to a secure trust account and a personalized SLC paycard.
• Receive one-on-one support from experienced Case Managers.
• Transparent online access for bill tracking and submissions.

Getting Started:
Enrollment is easy. After completing a few forms (Joinder Agreement, HIPAA release, etc.) and paying a modest enrollment fee, your trust account is set up with ongoing support. Monthly administrative fees are kept affordable, and your account is monitored by professionals who put your needs first.

This solution is ideal for seniors and individuals with disabilities who want to retain their independence and health benefits without sacrificing their quality of life. We’re here to help you every step of the way—because your peace of mind matters.